HDI Payment Gateway

HDI Payment Gateway

Payment Gateway is a service that automates the payment transaction between the publisher and customer. It is usually a third-party service that is actually a system of computer processes that process, verify, and accept or decline credit card transactions on behalf of the merchant/publisher through secure Internet connections. The payment gateway is the infrastructure that allows a merchant to accept credit card and other forms of electronic payment. A payment gateway facilitates the transfer of information between a payment portal (such as a website, phone or IVR service) and the Front End Processor or Bank Acquisitions.

We use Payment Gateway Application of ISO 8583 applied the best technology and ensure the application correctly. Our technology applies the standard of online payment system with the Standard Data Exchange / Messaging using ISO 8583, based on the Open Platform, Reliable 24 hours a day, 365 days in a year out.

HDI Payment Gateway System integrates the internet payment transactions coming from merchant sites with authorization systems, enabling e-commerce transactions be made compliant with international card payment system standards.

In addition to the standard ISO 8583 protocol, HDI Payment Gateway System can support propriety message structures utilized by different virtual POS solutions. Payment Gateway not only directs the transaction to authorization systems, but supports basic merchant functions such as managing terminal-based transaction permissions, supporting authorization and capture message flows, and terminal-based batch settlement flows.

HDI Payment Gateway System provides detailed transaction reports as well as the web service integrations required for reporting such transactions over virtual merchant systems.

Settled transactions are included in the end of day flow, which enables these to be transferred to merchant accounts and collectively directed to the related issuer system (on-us/not-on-us).

Transactions Supported

  • Standard e-commerce transactions
    • Sales
    • Refunds
    • Pre-authorization
    • Capture
    • Repeating messages

  • Point and installment schemes
    • Point query
    • Point redemption
    • Sales by installments
    • Refund for sales by installments
    • Sales by installments and point redemption

  • Farmer card functions
    • Repayment plan query
    • Sales by farmer card

  • Settlement functions
    • Batch closing/settlement
    • Batch upload